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Personal Loans


If you need money now!!!   Let Avanti Finance help.
We tailor the payments of our personal loans to suit your needs.

100% NZ Owned.  Your Leading New Zealand Finance Company.

Deal directly with us, no third party involved.  It really is that simple!
Avanti Finance personal loans help a wide range of customers with varying needs and offer flexible terms and reasonable rates.

You may interested in a personal loan for.....
  • Holidays and travel.
  • Debt consolidation.
  • A wedding, birthday or funeral.
  • Home improvements.
  • Car repairs.
  • Overdue bills.
  • Any number of things!

Our personal loans are fast and easy to understand.

Lending Criteria*
Personal loan amounts: $300 - $50,000
- Minimum age is 18 years old.

* All criteria is negotiable by adding a guarantor or additional secuirty to the application.  Any guarantor will need to meet our normal lending criteria.

Response Time
You can expect us to contact you within 4 hours of submitting an online application.

What security is needed?
Our personal loans are generally secured by a residential property or a car that is owned by you or a guarantor.  In addition, our loan agreements contain a general security clause which gives us security over your, and your guarantor’s, presently owned property and contain an agreement to mortgage land.  Property that you or your guarantor(s) subsequently acquire may also secure the loan.

Interest Rate
The interest rate is set taking into account the loan structure, the security and customers credit profile.

How long can you have a loan for?
The term of the loan is set taking into account the loan structure, the security and customers credit profile.  The length of our terms can range from 3 months to 5 years.

How to apply for a loan
Fill out our one page
online application.  It takes less than 5 minutes.  On receiving the application it goes into a priority queue.  One of our experienced lending team will assess your application and then contact you.

What happens once the loan is approved?
Once your loan is approved, you can either, come into our Auckland office to sign the documentation or we can just simply email the documents to you for signing up in front of an authourised witness.  The sign-up process will take approximately 30 minutes.

Fill out a personal loan online application now!!!

Insurance Options
Credit Contract Indemnity Insurance (CCI) is an option and can support your loan if you want it.  By including this insurance in your loan structure, you can be rest assured you’ve got the right financial back-up if something unexpected happens.  We will also adjust the term of the loan so that the loan repayment would be the same as if it was not included.

You may also want to discuss your finance needs with our lenders directly.  You can contact them using one of the methods below: 

Phone:  0800 808 003
Fax:      09 523 6835
Post:     Private Bag 11 917, Ellerslie, Auckland 1542
Address:  73 Remuera Road, Newmarket, Auckland 1050

** All Normal Lending Credit criteria and conditions will apply on all approvals.