Backed by a proven track record, consistent returns, and a presence across New Zealand and Australia
– FOR WHOLESALE INVESTORS ONLY –
Backed by a proven track record, consistent returns, and a presence across New Zealand and Australia
– FOR WHOLESALE INVESTORS ONLY –
Avanti loan book as of July 2025
$3B+
Loan book
Founded in New Zealand with a growing team in NZ and AU
300+
Team
We’ve been lending since 1989 and we’re here to stay
36+
Years
Diversified trans-Tasman lending portfolio
Property
Auto
Personal
Disclaimer: Future predictions are based on a range of assumptions and actual results may differ.
For over 36 years, we’ve built a legacy as a locally founded and trusted finance company. Today, we are one of New Zealand’s largest and most diversified specialist lenders, with a solid presence in Australia.
Property & asset backed investment opportunities for wholesale investors only.
INVESTMENT STRATEGY
Our RMBS programme is backed by Avanti Finance’s portfolio of long-term, first-ranking residential NZ mortgages. Avanti’s NZ distribution network supports a consistent and diversified pipeline of loan originations.
Since 2018, we’ve successfully issued six RMBS transactions, raising NZ$1.5 billion.
TARGET INVESTOR PROFILE
Wholesale investors seeking exposure to a high quality, diversified mortgage backed portfolio with regular stable income and low volatility.
PRODUCTS
AAA – B Rated RMBS Notes
INVESTMENT STRATEGY
Our ABS programme invests in Avanti Finance’s high-quality, growing portfolio of motor vehicle loans across Australia and New Zealand. We finance the full spectrum of the motor vehicle market, from new franchised dealerships to near new and second tier used, offering a diversified exposure across ANZ.
Since 2023 we have successfully issued three ABS transactions raising NZ$200 million and AU$500 million.
TARGET INVESTOR PROFILE
Wholesale investors seeking exposure to a high-performing, asset-backed portfolio with regular stable income and low volatility.
PRODUCTS
AAA – B Rated ABS Notes
INVESTMENT STRATEGY
We issue Medium Term Notes (MTNs) in both AUD and NZD. These senior, secured Notes support the ongoing financing of our broad high-performing lending portfolio across the Avanti Finance Group.
Since 2020 we have undertaken five transactions raising over AU$500 million.
TARGET INVESTOR PROFILE
Wholesale investors seeking medium-term fixed-income type investments with low volatility.
PRODUCTS
BB Rated
NZ: 1 – 4 Year Fixed Rate MTNs
AU: 4 Year Floating Rate MTNs
Property backed investment opportunities (NZ only) for wholesale investors only.
INVESTMENT STRATEGY
AF Capital Private Credit Fund I established in 2018 provides investors with exposure to a diversified portfolio of predominantly short-term, first-ranking mortgages on land, residential, lifestyle and commercial developments.
The investment is held as a Limited Partnership interest or via a Portfolio Investment Entity.
The loans are sourced from Avanti Finance and must be fully credit approved by Avanti Finance.
The Fund is focused on capital protection and providing a low volatility fixed income style investment and attractive risk-adjusted returns
TARGET INVESTOR PROFILE
Wholesale investors who do not require access to their funds on demand, who are seeking medium-to-long-term investments with fixed income style returns and low volatility as part of their wider investment portfolio.
TARGET RETURN
OCR +6% pre-tax annual return, net of all fees and costs
INVESTMENT STRATEGY
AF Capital Private Credit Fund II established in 2025 provides investors with opportunities through Senior Notes, offering a preferred security position and a fixed income return at an attractive spread above OCR.
TARGET INVESTOR PROFILE
Wholesale investors who do not require access to their funds on demand, who are seeking medium-to-long-term investments with fixed income style returns and low volatility as part of their wider investment portfolio.
TARGET RETURN
Senior Note: OCR +3%
Returns are pre-tax annual returns, net of fees and costs.
With over 25 years’ experience in banking and financial markets across New Zealand, Australia and the U.K., Paul leads the Treasury function for the Avanti Finance Group. He’s responsible for overseeing funding, treasury risk, investment strategies, fund performance and growth across the ANZ region.
Caroline has over 25 years’ experience in Legal and Financial Services in New Zealand, Australia and the UK. As Head of Funding for the Avanti Finance Group, Caroline leads the on-balance sheet funding needs for New Zealand and Australia.
Shane brings over a decade of experience in portfolio oversight, investment management, and fund structuring. With a background in accounting and finance, he leads with a focus on delivering consistent, risk-adjusted returns and has worked closely with strategic partners to design investment solutions that align with long-term growth and sustainability.
Brian has over 30 years’ experience in Capital Markets, Investment Banking and Advisory. Brian is responsible for the Investor Relations function for the Avanti Finance Group and growing the funds under management within the AF Private Credit Funds.
Disclaimer: Avanti Finance’s investment opportunities are not available to retail investors. Please read the offer documentation for more information. Information on this website is for general information only. We recommend seeking financial advice before investing. Past performance is not a reliable indicator of future performance.
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