Customer Documents

View Current Avanti Finance standard contract terms:

> Consumer Personal & Car Loan Agreement (issued from Oct 2021) View here…

> Consumer Property Secured Loan Agreement (issued from Oct 2021) View here…

> Consumer Long Term First Mortgage Loans (issued from Oct 2021) View here…

> General Terms for Property Loans (issued from Dec 2023) View here…

View previous Avanti Finance standard contract terms:

> Consumer Car Loan Agreement (issued prior to Dec 2021)* View here…

> Consumer Property Secured Loan Agreement (issued prior to November 2021)* View here…

> Consumer Long Term First Mortgage Loan Agreement (issued prior to November 2021)* View here…

> General Terms for Property Secured Loans (issued prior to December 2023) View here…

*Please note, from 9 May 2023, the default interest rate which applies to all Avanti loans was reduced to 10% p.a. above the relevant annual interest rate (with the exception of the default interest rate for First Mortgage Property Loans, which remains at 5% above the relevant interest rate).

View previous Branded Financial Services (NZ) Limited standard contract terms:

> BFS Consumer Contract Schedule (issued prior to 15 Nov 2024) View here…

> BFS Consumer Credit Contract Terms and Conditions (issued prior to 15 November 2024) View here…

Other

> BFS Privacy Consent Form (issued prior to 15 November 2024) View here…