It’s time to sell your car but there’s still some money owing on the loan. Can you still sell it? The answer is yes – but there are a few steps you may have to take first with your lender. QUESTION 1: IS THE CAR HELD AS SECURITY FOR THE LOAN? Your car loan will [...]

If your credit score is stopping you from getting your first home loan, it can feel like you’ll never find a place of your own in New Zealand. But there is a light at the end of this tunnel.   WHAT IS BAD CREDIT? ‘Credit’, ‘credit score’, ‘credit history’. These are all different ways [...]

Don’t shiver in silence! Use these 5 simple (and cheap) techniques to warm up your home and stay toasty this winter. Quick Summary Make and use draft excluders. DIY guides here and here. Install window insulation films or use bubblewrap. Guides here and here. Open curtains in the day, close them at night. Keep furniture [...]