If you’re looking to sell and purchase a new property, understanding exactly what bridging finance is can make the difference between getting or not getting the property of your dreams. Here, we cover the basics of bridging loans, explaining what they are and who should get one. Discover if bridging finance is the best [...]

New Zealand has always had a great reputation for its quality of life and is considered one of the best places to live. However, the cost of living is quickly rising, and home loans are taking up more of our income. In this blog post, we explore some of the most affordable places to live [...]

Saving for a home and making your offer will likely be the most stressful, yet incredibly exciting, experience of your life. Once you’ve got a place to call home, some financial adjustments often need to be made. With a new home loan, bills, and fees, a re-budget is often the first thing on the [...]

Buying a first home is one of the best feelings in the world, but there are a lot of things you need to consider to ensure that you are making the right choice for you and your family. Here, we’ve come up with a list of some of the key factors to consider when [...]

Mortgages are most often a person or family’s largest type of loan and are one of the most important things to review to stay on top of your money. Paying off your mortgage early can be a massive saver in the long run by lowering the amount of interest that needs to be paid. [...]

Home equity could help you into a new home, grow your investment portfolio, fund renovations and construction or even go on holiday. But what is home equity, and how do you actually unlock it? Our guide breaks down what you need to know. WHAT IS HOME EQUITY? Home equity is the difference between how much [...]

Your choice of a fixed or floating interest rate for your home loan can make a huge difference to how much you pay and how fast you pay it. It’s one of the most important home loan decisions you’ll make! Let’s look at what you need to know about the pros, cons [...]

How do you know it’s winter? When the windows start dripping. While it might seem like just another staple of New Zealand homes, you don’t have to put up with a pool of water at the bottom of your windows every morning. HOW CONDENSATION FORMS AND WHY IT MATTERS Condensation is the result [...]

If your credit score is stopping you from getting your first home loan, it can feel like you’ll never find a place of your own in New Zealand. But there is a light at the end of this tunnel.   WHAT IS BAD CREDIT? ‘Credit’, ‘credit score’, ‘credit history’. These are all different ways [...]

Buying an apartment as your first home could be a great alternative to buying a free-standing house. Apartments can be more affordable, are often more central, and sometimes come with some added perks like a shared gym or pool. But getting a loan for an apartment can be a little different to getting a loan [...]