Near Prime Mortgage Product

There's a new option for your strongest specialist mortgage clients: the Avanti Finance near prime home loan solution, offering a better deal for clients with a solid credit profile.

Introducing the new home for great rates

About Our Near Prime Product

Our new near prime mortgage product bridges the gap between the big banks and specialist lending solutions. It's designed for those who fall just outside of the prime lenders' requirements, but still have a strong enough profile to be on the upper end of specialist expectations. It features a low variable rate starting from just 4.15%, but without the need for pristine credit or a simple, clear-cut financial situation.

If a client has unique lending needs, this is the product for them.

The Details

  • Floating interest rate from 4.15%
  • Must be used to purchase residential property (including apartments above a specific size)
  • Suitable for primary or investment property (LVRs apply)
  • Suitable for limited business purposes (must be less than 50% of loan amount)
  • Suitable for debt consolidation (max 10% LVR)
  • Suitable for those with limited credit issues

If you would like any further information, please do not hesitate to contact one of our Business Development Managers.


Paul Rolton

 021 192 9709
Upper North Island:

Graham Clarke

 021 941 988

Julia Winterbottom

 021 706 236
South Island:

Mark Nolan

 021 941 046