First or second mortgages for debt consolidation, to settle a PLA demand, selling a property, temporary loss or reduction in income, construction need, refinancing or a home purchase - we can help.
| Loan Purpose | Debt consolidation, settle a PLA demand, credit issues, selling a property, temporary loss or reduction in income, construction needs, refinances, home purchase |
| Security | First or second mortgage Caveat Guarantor property Vehicles can also be used to increase lend |
| Loan Amount | $20,000 - $100,000 |
| Loan Term | 3 months - 18 months |
| Mortgage Payment Types | Full capitalisation Part capitalisation Interest only Principal and interest |
| Interest Rate | Subject to loan profile 15.95% - 25.00% |
| LVR | Subject to location and type of property offered 75% - most properties on RV 80% - Auckland |
| Application Requirements | Completed and signed application form Credit checks or signed privacy consent RV (if available) Last 3 months bank statements Trust deed if in the name of a trust Brief loan proposal including loan structure |
| Fees | From $750 for non-business or investment purposes Minimum of 2% of loan amount for business or investment loans $3.25 weekly administration charge Customer legal costs for own solicitor (if required) |
Please call us to discuss loan requirements outside these guidelines - we may still be able to assist. Credit criteria and conditions apply.