Mortgages
First or second mortgages for debt consolidation or bridging finance, to settle a PLA demand, selling a property, temporary loss or reduction in income, construction need, refinancing or a home purchase - Avanti Finance Limited can help. 100% NZ owned. Your leading New Zealand finance company.
| Loan Purpose | Debt consolidation, settle a PLA demand, credit issues, selling a property, temporary loss or reduction in income, construction needs, refinances, home purchase, bridging finance |
| Security | A home that you, a trust or a guarantor owns. First or second mortgage. Caveat. Vehicles can also be used to increase the loan amount. |
| Loan Amount | $20,000 - $250,000 |
| Loan Term | 3 months - 18 months |
| Mortgage Payment Types | Full capitalisation. Part capitalisation. Interest only. Principal and interest. |
| Interest Rates | Subject to loan profile 12.95%* - 25.00% |
| LVR | Subject to location and type of property offered 75% LVR - Auckland and most properties when using an RV that is no older than 3 months. |
| Online Application Apply now with our simple 1 page application form which takes less than 5 mins to complete. | After our initial loan application assesment**, you maybe asked to provide the following: Completed Financial Position Statement. A loan application form that has been signed. Registered Valuation (if available). Last 3 months bank statements. Trust deed (if the property has a trust named as an owner). |
| Fees | From $795*** for non-business or investment purposes. Minimum of 2% of loan amount for business or investment loans. |
APPLY ONLINE TODAY.
Please call us to discuss loan requirements outside these guidelines - we may still be able to assist.
*if you wish to qualify for our lowest rates, a residential property that meets our equity criteria needs to be used as security and the customer will need a strong credit profile, **Normal credit criteria and conditions apply, *** Fees are determined in relation to amount financed.