Mechanical breakdown insurance
Lumley Services provides New Zealand’s leading Mechanical Breakdown Insurance product. We have developed a policy that provides Avanti, its brokers and customers many unique features and benefits.The unique, premium structure offers unprecedented value to customers and has assisted Avanti in becoming one of the largest single distributors of mechanical breakdown insurance (MBI) in New Zealand, thereby ensuring that Avanti, its broker and motor-vehicle sales associates deliver to their customers a high-quality lending and motoring experience.
Lumley Mechanical Breakdown Insurance protects customers against sudden and unforeseen failure of a wide range of mechanical and electrical components as described under the schedule of cover. The only mechanical and electrical components excluded are batteries, shock absorbers, wiring harnesses, audio equipment and exhaust systems.
Features
- Cover for parts and labour repair costs to rectify mechanical and electrical breakdown of insured components
- Cover for most vehicles up to 225,000km and less than 3,500kg gross weight
- Period of insurance - up to 24 months
- Cover from day one
- Cover provides 24-hour 7-day roadside assistance
- Extensive component coverage
- Total aggregate claim limit up to market value of vehicle
- Towing, accommodation and rental-car benefits available
- The vehicle can travel unlimited kilometres during the period of insurance
Why you should have MBI
- Your vehicle’s health may be fine today - but what about in one or two years from now
- Statistically, you are twice as likely to claim on mechanical breakdown insurance than you are to make a claim on private motor vehicle insurance
- You can claim multiple times - total claim limit is up to the market value of the vehicle
- You should protect yourself and your family from financial hardship should an unexpected mechanical or electrical failure happen
- It reduces the risk of vehicle repossession if the vehicle is financed
- It protects your credit rating by having repairs paid, giving you the ability to maintain paying your vehicle finance or any other payments you maybe committed to
- There are no age restrictions on the vehicle
- The vehicle can travel unlimited kilometres during the period of the insurance
- It provides a safeguard against rising repair costs
- There is no need to pay for the repairs and claim - claim costs are paid directly to the repairer
- It provides peace of mind and security if you break down away from home - 24/7 breakdown assistance