Homeowner Loans
Home Loans Made Simple, Direct or Online!!!
If you are a homeowner and need a loan for bridging finance, home renovations, unexpected financial stresses, unexpected bills or debt consolidation, then Avanti Finance Limited can help you. Finance with us directly, no 3rd party involved.
100% NZ owned. Your leading New Zealand finance company.
We will lend up to 75% of your homes value* or you could use our Freedom Loans product.
*LVR (loan value ratio) will vary depending on the region where your property is located.
Avanti Freedom Loans are for homeowners who have limited equity in their property. These home loans are based on up to 5% of the property value.
As a homeowner, you will have:
- Easy access to home loans, when you need it.
- Simple online application process, minimal information required up front.
- Great opportunity to a build long term relationship with a flexible finance company.
- Our home loans are simple and easy to understand.
Lending Criteria*
Minimum personal loan amount: $1,000 - $50,000
* All criteria is negotiable by adding a guarantor or additional secuirty to the application. Any guarantor will need to meet our normal lending criteria.
Response Time
You can expect us to contact you within 24 hours of submitting an online application.
What security is needed?
We secure your loan using your residential property.
Interest Rate
The interest rate is set taking into account the loan structure, the security and customers credit profile. Our interest rates can range from 15.95%** to 25.00%.
** if you wish to qualify for a lower rate, a residential property that meets our equity criteria needs to be used as security and the customer will need a strong credit profile.
Loans term length
The term of the loan is set taking into account the loan structure, the security and customers credit profile. The length of our terms can range from 6 months to 5 years.
How to apply for a loan
Fill out our one page online application. It takes less than 5 minutes. On receiving the application it goes into a priority queue. One of our experienced lending team will assess your application and then contact you.
What happens once the loan is approved?
Once your loan is approved, you can either, come into our Auckland office to sign the documentation or we can just simply email the documents to you for signing up in front of an authourised witness. The sign-up process will take approximately 30 minutes.
Fill out an online application now!!!
Insurance Options
We can offer you Loan Repayment Insurance (LRI) to support your loan if you want it. By including this insurance in your loan structure, you can be rest assured you’ve got the right financial back-up if something unexpected happens. We will also adjust the term of the loan so that the loan repayment would be the same as if it was not included.
You may also want to discuss your finance needs with our lenders directly. You can contact them using one of the methods below:
Phone: 0800 808 003
Email: info@avantifinance.co.nz
Fax: 09 523 6835
Post: Private Bag 11 917, Ellerslie, Auckland 1542
Address: Building B, Level 2, 65 Main Highway, Ellerslie, Auckland
* All Normal Lending Credit criteria and conditions will apply.