Happy New Year From Avanti Finance Limited.
Do you need a loan to buy a new car, a holiday or home renovations? We make it fast, simple and easy.Want to simplify your debts? Maybe you have unexpected bills.
Secured or Unsecured Loans*. Avanti Finance can help.
100% NZ owned. Your leading New Zealand Finance Company.
Deal directly with us, no third party involved. It really is that simple!
Avanti Finance is for you. Our whole loan process is user friendly. We will take the time to listen to your finance needs and negotiate an affordable loan that have the payments tailored to suit you. 100% New Zealand owned.
Response Time
You can expect us to contact you within 24 hours of submitting an online application.
What security is needed?
We secure your loan with a car that is 1998 or newer or a residential property. Car loans are secured by the car that is being purchased. Our Unsecured Loans* (General Security Loans) do not require a specific security, however an “all present and acquired personal property” clause is used to secure the loan.
* certain criteria is required to qualify for a GSL and the maximum lend is $5,000.00.
Loan Amount
From $300 to $250,000*
** to qualify for higher lends, you will need a residential property that meets our equity criteria as security and meet all other normal lending criteria.
Interest Rate
The interest rate is set taking into account the loan structure, the security and customers credit profile. Our interest rates can range from 12.95%** to 28.95%.
** if you wish to qualify for our lowest rates, a residential property that meets our equity criteria needs to be used as security and the customer will need a strong credit profile.
How long can you have a loan for?
The term of the loan is set taking into account the loan structure, the security and customers credit profile. The length of our terms can range from 3 months to 5 years.***
*** to qualify for the max term a residential property needs to be used as security.
How to apply for a loan
Fill out our one page online application. It takes less than 5 minutes. On receiving the application it goes into a priority queue. One of our experienced lending team will assess your application and then contact you.
What happens once the loan is approved?
Once your loan is approved, you can either, come into our Auckland office to sign the documentation or we can just simply email the documents to you for signing up in front of an authourised witness. The sign-up process will take approximately 30 minutes.
Personal Loan: Can be used for that new electronic gadget, unexpected bills, car repairs, weddings, funerals, a debt consolidation, the uses are numerous. Visit our personal loans page for more information or apply online now.
Car Loan: Buying your dream car is so easy with our affordable car finance. You can be pre-approved for a car loan, buy it privately (via online auction sites) or from car auction houses or registered motor vehicle dealers. Visit our car loans page for more information or apply online now.
Debt Consolidation Loan: Everyone needs more cash. With an Avanti Finance debt consolidation loan, all your existing debts are combined into one simple affordable payment, freeing up more of your hard earned cash. Visit our debt consolidation calculator to see how much cash you can free up or our debt consolidation page for more information or just apply online now.
Homeowner Loan: If you are a homeowner and need a home loan for a bridging finance, home renovations, unexpected financial problems or debt consolidations, then Avanti Finance Limited can help you. We will lend up to 75% of your homes value**** or you could use our Freedom Loans product. Visit our homeowners loans page for more information or apply online now.
**** LVR (loan value ratio) will vary depending on the region where your property is.
Additional Information
At Avanti Finance, you are number one, our experienced lending team will take the time to listen to your loan needs before offering the best possible finance solution. So fill out an online application now.
It really is that simple.
You may also want to discuss your finance needs with our lenders directly. You can contact them using one of the methods below:
Phone: 0800 808 003
Email: info@avantifinance.co.nz
Fax: 09 523 6835
Post: Private Bag 11 917, Ellerslie, Auckland 1542
Address: Building B, Level 2, 65 Main Highway, Ellerslie, Auckland
** All Normal Lending Credit criteria and conditions will apply.
