Car Loans
Avanti Finance Car Loans Made Simple, Online and Direct.
100% NZ Owned. Your Leading New Zealand Finance Company.
Deal directly with us, no third party involved. It really is that simple!
Our loan application is fast, easy and Pre-Approved
When looking for the car of your dreams talk to Avanti Finance and we will make the process easy for you. Avanti Finance car loans are affordable and easy to understand. 100% New Zealand owned.
We can arrange pre approved online car loans before you go out to buy your new or used car. This way you get all the benefits of being a cash buyer and you’ll be free to negotiate the best deal.
With your car loan you can buy your dream car either, privately, from a auction or from a registered car dealer.
Obtaining a car loan through us means that we will independently value the car you are buying as well as checking that the car has no exisitng finance and has a current registration and warrant of fitness.
Car Loan Criteria
Minimum loan amount: $3,000.00 - purchased car is used as security **
- Minimum age is 22 years old.
- Minimum drivers licence restricted.
- Minimum income of $400 after tax per week.
- Minimum vehicle age of 1999 or newer**.
** All criteria is negotiable by adding a guarantor or additional secuirty to the application. Any guarantor will need to meet our normal lending criteria.
Response Time
You can expect us to contact you within 24 hours of submitting an online application.
What security is needed?
Car loans are secured by the car that is being purchased.
Interest Rate
The interest rate is set taking into account the loan structure, the security and customers credit profile. Our interest rates can range from 15.95%** to 25.00%.
** if you wish to qualify for our lowest rates, a residential property that meets our equity criteria needs to be used as security and the customer will need a strong credit profile.
How long can you have a loan for?
The term of the loan is set taking into account the loan structure, the security and customers credit profile. The length of our terms can range from 2 year to 4 years.***
*** to qualify for the max term the car needs to be 2007 or newer.
How to apply for a loan
Fill out our one page online application. It takes less than 5 minutes. On receiving the application it goes into a priority queue. One of our experienced lending team will assess your application and then contact you.
What happens once the loan is approved?
Once your loan is approved, you can either, come into our Auckland office to sign the documentation or we can just simply email the documents to you for signing up in front of an authourised witness. The sign-up process will take approximately 30 minutes.
Fill in an online application now!!!
Insurance Options
We can offer you Loan Repayment Insurance (LRI), Mechanical Breakdown Insurance (MBI) and Guaranteed Asset Protection (GAP) Insurnace to support your loan if you want it. By including these insurances in your loan structure, you can be rest assured you’ve got the right financial back-up if something unexpected happens. We will also adjust the term of the loan so that the loan repayment would be the same as if it was not included.
You may also want to discuss your finance needs with our lenders directly. You can contact them using one of the methods below:
Phone: 0800 808 003
Email: info@avantifinance.co.nz
Fax: 09 523 6835
Post: Private Bag 11 917, Ellerslie, Auckland 1542
Address: Building B, Level 2, 65 Main Highway, Ellerslie, Auckland
** All Normal Lending Credit criteria and conditions will apply.